International travel is an exciting adventure but also poses many unpredictable situations. One of the most serious is the risk of injury or illness in a foreign country. Unfamiliarity with a different culture and medical system is intensified without the proper resources to assist you in securing medical care and covering the associated costs.
While traditional medical plans offer fine domestic coverage, few are designed for international use or visitors. Even those that offer limited benefits do not normally cover medically supervised emergency evacuations, emergency reunions or repatriation. Additional complications are caused by different languages, currency conversion, inexperienced international claims administration, and time differences. Imagine trying to get in touch with most insurance companies at 3:00 a.m. on a weekend - from a foreign country - during a medical emergency.
The Robert Nelson Agency is able to take care of these situations with a special travel medical insurance program underwritten by IMG (International Medical Group). IMG is dedicated to eliminating these uncertainties from international travel by making international medical coverage convenient and affordable. There are three different Patriot Travel Medical Insurance (Short-term Travel Medical Insurance for international travel) plans available. At enrollment you simply pick the plan that applies to your citizenship and travel plans. Patriot Travel Medical Insurance provides up to US$2,000,000* of medical expense coverage, up to US$25,000 in Accidental Death and Dismemberment coverage, a complete assistance package of international benefits and 24 hour availability for your total peace of mind.
* Depending on option selected
Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.
There are two plans available: Patriot International℠ provides coverage for U.S. citizens traveling outside the U.S., and Patriot America℠ provides coverage for non-U.S. citizens traveling outside their home country.
Patriot America Plus addresses the insurance needs of non-U.S. citizens looking for temporary medical insurance coverage while traveling outside of their home country. The plan offers coverage for medical benefits (including the Acute Onset of Pre-existing Conditions), emergency medical and political evacuation, repatriation and a choice of deductibles and plan maximums up to $500,000.
Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U. S.- style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world. GMI offers the flexibility to select from an assortment of four unique benefit plan options - Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.
Patriot Platinum provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the core benefits of the Patriot Travel plan and can provide up to $8,000,000 of coverage with enhanced benefits and services, including our Global Concierge & Assistance Services℠.
There are two plans available: Patriot Platinum International℠ provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum America℠ provides coverage for non-U.S. citizens traveling outside their home country.
Patriot Green Travel Medical Insurance is designed for the environmentally conscious traveler and provides him up to $2,000,000 of medical coverage and services. This plan offers the same core benefits as the Patriot Travel plan, but it also offers eco-friendly benefits including an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing. The plan provides for the purchase of carbon offsets, paying an additional AD&D benefit to an environmentally conscious organization, and it is paperless.
There are two plans available: Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. .
GlobeHopper® Senior' addresses the insurance needs of U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $1,000,000.
There are two plan options available: Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to 30 days maximum.
GEO Group is a worldwide benefits program designed for groups of two or more internationally assigned employees. It offers a base medical plan and an alternative medical plan, plus additional coverage options, including dental, life, daily indemnity, and disability income benefits for employees and their families.
This comprehensive and customizable benefits package is specially designed for multinational employers seeking Global Peace of Mind® as their employees embark on their travels.
Patriot Multi-Trip Group is designed for groups of five or more people who travel frequently outside their home country throughout the year. The plan offers the ease and convenience of purchasing an affordable single annual premium plan that provides coverage for trips up to 30 or 45 days in length for each trip taken during a period of 12 months, The plan provides up to $1,000,000 of medical coverage and services.
There are two plans available: Patriot Multi-Trip International Group provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America Group provides coverage for non-U.S. citizens that take multiple trips annually outside their home country and/or country of citizenship.
Patriot Exchange Program is designed to meet the U.S. visa travel insurance requirements for individuals and groups of five or more students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant on individual coverage. Families are not eligible for Group coverage. Individuals and groups have the option to select from different plan options - $50,000, $100,000, $250,000, and $500,000 maximum per illness/Injury. The $50,000 maximum per illness/injury option does not comply with J1 and J2 visa requirements.
This program also offers three different areas of coverage, and an Optional Add-On plan for high school sports, personal liability and legal assistance. In addition to the Short-Term plan, groups may purchase an annually renewable Long- Term plan option that has the flexibility to be tailored to meet specific needs of each program
Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of five or more involved in long-term educational programs. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant on individual coverage. Families are not eligible for Group coverage. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.
The iTravelinsured SE program is our most popular plan for domestic and international destinations. Travel Insurance coverage and benefits are available whether traveling on a cruise or a tour vacation abroad. Children under 18 are covered at no additional cost per eligible adult insured. Family extras such as movie rental, Internet usage and additional kennel fees caused by travel delay are included.
Patriot Adventure is designed for the adventurous international traveler. It provides benefits for those traveling abroad who also intend to participate in non-contact amateur athletic activities and a select group adventure sports.
There are two plans available; Patriot Adventure InternationalSM provides coverage for U,S, citizens traveling outside the U.S. and Patriot Adventure America℠ provides coverage for non-U.S. citizens traveling outside their home country.
Global Crew Medical (GCMI) is a flexible, long-term, annually renewable, U. S.- style major medical insurance program designed for professional marine captains & crew members throughout the world. GCMI offers the flexibility to select from an assortment of four unique benefit plan options - Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods as well as multiple deductibles and modes of payment.
International Marine Medical Insurance (IMMI) is designed specifically to provide comprehensive medical insurance to groups of professional marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day.
CrewSelect International is a comprehensive and portable international medical insurance plan ·designed specifically for professional marine crew. The plan is offered in three currencies: Euro, GBP and U.S. Dollars. This plan is preferred by professional brokers and marine crew because of its European plan design and flexibility of currency.